Medical Plans

The following section highlights the Consumer Driven Health Plan (CDHP), the Preferred Provider Organization (PPO) plan, and additional prescription drug coverage offered by Haworth. 


If you are participating in Open Enrollment and do not log in to make elections, you will be re-enrolled in the same coverage you elected for 2025 but will automatically waive purchased vacation and other benefit accounts. If you are a new hire and do not make a benefit election by enrolling or waiving coverage within 30 days of your hire date, you will automatically be enrolled in the Consumer Driven Health Plan at the Member Only level. 


Select “Download All” to download a printable PDF of all coverage tables. 

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Consumer Driven Health Plan and Health Savings Account

By choosing a CDHP/HSA plan, your bi-weekly premium is lower and you have access to a "triple tax free" HSA account that includes Haworth contributions. The downside is that your deductibles are higher than a PPO.

Employer Gift Contribution* Employer Match Contribution** HSA Maximum Contribution
Individual $125 Up to $375 $4,400
Family $250 Up to $1,000 $8,750

*Gifted Contribution: This is a bonus for enrolling in an HSA-eligible high deductible plan. The money is added to your HSA by the end of the month after the quarter you enroll.

**Matching Contribution: Haworth matches the money you put in, dollar-for-dollar, up to a limit. The match is added by the end of the month after the quarter you make your own contribution.

You can put money into your HSA whenever you want, and you can change the amount at any time. To change your contribution, log in to your ADP account (my.adp.com or the ADP Mobile App) and go to Benefits > More Benefits > HSA Election. If you have questions, you can call HR Shared Services at 616-393-1600 or email HRHelp@Haworth.com.


Note: If it’s your first time signing up for an HSA at Haworth, contributions won’t start until you verify your identity with Bank of America. Instructions for this are in HRHelp or the myADP “Forms and Documents” section.

Preferred Provider Organization

By choosing a PPO plan, you can better predict what some of your medical costs will be. For example, there are defined copays for visits to your primary doctor or a specialist. The downside is that your bi-weekly premium is higher than with the CDHP/HSA.

A doctor assisting a woman in a wheelchair while a man sits on a couch in a hospital room.

Consumer Driven Health Plan and Health Savings Account

By choosing a CDHP/HSA plan, your bi-weekly premium is lower and you have access to a "triple tax free" HSA account that includes Haworth contributions. The downside is that your deductibles are higher than a PPO.

Man with glasses working on laptop, reviewing documents at a desk in a home office.
HSA 2025 Contribution from Haworth*
Gifted Contribution (This is a bonus for enrolling in an HSA-eligible high deductible plan. The money is added to your HSA by the end of the month after the quarter you enroll. For example, if you enroll during open enrollment, you get the gift in late January; if you enroll in May, you get it in July.)
Member Only $100
Member +1 or Family $250
Matching Contribution (Haworth matches the money you put in, dollar-for-dollar, up to a limit. The match is added by the end of the month after the quarter you make your own contribution.)
Member Only up to $400
Member +1 or Family up to $1,000

Preferred Provider Organization

By choosing a PPO plan, you can better predict what some of your medical costs will be. For example, there are defined copays for visits to your primary doctor or a specialist. The downside is that your bi-weekly premium is higher than with the CDHP/HSA.

A doctor assisting a woman in a wheelchair while a man sits on a couch in a hospital room.

Medical Plans Compared

Medical Plan Level CDHP/HSA PPO
Deductable Member Only $2,000 $1,000
Member +1 $4,000 $2,000
Family $4,000 $3,000
Coinsurance 80% 80%
Out-of-Pocket Max (includes deductible) Member Only $4,000 $3,250
Member +1 $8,000 $6,500
Family $8,000 $9,750
Preventive Care Covered 100% Covered 100%
Office Visit (PCP and Specialist) 80% after deductible $30copay/$50 copay
Emergency Room 80% after deductible $250 copay
Urgent Care 80% after deductible $75 copay
Inpatient Care 80% after deductible 80% after deductible
Haworth Match Contribution to the HSA* Member Only Up to $375 N/A
Member + 1 and Family Up to $ 1,000 N/A
Haworth Gift Contribution to the HSA** Member Only Up to $125 N/A
Member + 1 and Family Up to $ 250 N/A

*Matching Contribution (Haworth matches the money you put in, dollar-for-dollar, up to a limit. The match is added by the end of the month after the quarter you make your own contribution.)

**Gifted Contribution (This is a bonus for enrolling in an HSA-eligible high deductible plan. The money is added to your HSA by the end of the month after the quarter you enroll. For example, if you enroll during open enrollment, you get the gift in late January; if you enroll in May, you get it in July.)


Members can elect the medical and prescription drug plan without enrolling in the dental or vision plan.

2026 Pharmacy In-Network Copays Plan Level CDHP/HSA PPO
Rx Deductible Member Only Included in medical deductible $100
Member +1 Included in medical deductible $200
Family Included in medical deductible $300
Retail (30-day supply) After Rx Deductible:
Tier 1: Generic $10 after deductible $10 copay
Tier 2: Preferred Brand $20 after deductible $20 copay
Tier 3: Non-Preferred Brand $40 after deductible $40 copay
Tier 4: Preferred Specialty $75 after deductible $75 copay
Tier 5: Non-Preferred Specialty $100 after deductible $100 copay

Mail order 2x 30-day supply for tiers 1-3.

2026 Bi-Weekly Per Pay Period Premium CDHP/HSA PPO
Member Only $24.85 $43.80
Member +1 $54.95 $109.50
Family $76.85 $161.90
2026 HSA Contribution Employer Gift Contribution* Employer Match Contribution** HSA Maximum Contribution
Individual $125 Up to $375 $4,400
Family $250 Up to $1,000 $8,750

You can put money into your HSA whenever you want, and you can change the amount at any time. To change your contribution, log in to your ADP account (my.adp.com or the ADP Mobile App) and go to Benefits > More Benefits > HSA Election. If you have questions, you can call HR Shared Services at 616-393-1600 or email HRHelp@Haworth.com.


Note: If it’s your first time signing up for an HSA at Haworth, contributions won’t start until you verify your identity with Bank of America. Instructions for this are in HRHelp or the myADP “Forms and Documents” section.

Prescription Drug Plan

When you enroll in either Haworth medical plan, you automatically receive prescription drug coverage. You will not receive a separate insurance card for prescriptions—your prescription information is included on your Priority Health medical insurance card. Express Scripts is the Pharmacy Benefits Manager that Priority Health partners with to obtain the best discounts for Haworth's members. You can pick up most prescriptions at a retail pharmacy or order them by mail through Express Scripts. 


For more information, please visit Hometown > HR Help and search for “Priority Health.”